President Trump's executive order banning corporate purchases of residential homes sounds like common sense to most Americans struggling to afford a house. But according to financial experts, this move targets a symptom while the real disease - government-backed 30-year mortgages - continues to poison the housing market.
Here's the dirty secret Washington doesn't want you to know: the 30-year mortgage, championed by government-sponsored enterprises like Fannie Mae and Freddie Mac, has been artificially inflating home prices for three decades. This government intervention has created a permanent housing bubble that prices out working families while enriching Wall Street and the banking establishment.
The Government's Housing Ponzi Scheme
Think about it, Patriots - before government got involved in manipulating mortgage markets, homes were affordable for average Americans. The 30-year mortgage didn't exist until Washington decided to "help" by making monthly payments appear smaller while dramatically increasing total costs and market prices.
Meanwhile, institutional home-buying - the target of Trump's order - already peaked during the COVID bubble and has receded significantly. In most markets, corporate ownership represents only a small fraction of total inventory. We're essentially treating a minor infection while ignoring the cancer.
"The 30-year mortgage has become the foundation of a rigged system that benefits banks, real estate speculators, and government bureaucrats while crushing the American Dream for working families," one housing market analyst told sources.
This is classic Washington - create a problem through government intervention, then propose more government intervention as the solution. The administrative state has turned housing into a speculative commodity instead of what it should be: affordable shelter for American families.
The Real Solution
President Trump deserves credit for recognizing the housing crisis, but the real fix requires dismantling the government mortgage apparatus that created this mess. End Fannie Mae and Freddie Mac's market manipulation. Stop subsidizing Wall Street's housing speculation through artificially cheap long-term credit.
American families deserve a free market in housing - not another layer of government bandaids on a system designed to enrich the swamp at our expense. Will Trump have the courage to take on the real housing cartel?